Lenders and Realtors are encouraged to join our network. We know its all about customer service and having the tools to fit each customer's need. By joining our network as a lender you now have additional options to help your customer meet at least your minimum requirements for an approval. The CHAP program can be used as that one missing link to help customers with challenged credit get approved. CHAP also opens up other avenues for down payment assistance. To become a CHAP qualified lender the process is fairly quick and simple. First, enroll as a lender to receive your assigned account number. Next, sign your agreement and fax to 1-832-266-0465. Approval takes up to 72 business hours.