Stop Renting* Buy A New Home With No Down Payment- Regardless of Credit. 

About Us

Our staff


Our team members know the importance of customer service. Our goal is to see you move into your next home. Whether it`s a rental or custom built, we guarantee you will be pleased.

What Is CHAP?


Don't let your credit score stop you from getting what you want. We work with creditors; which is one of the benefits of the Community Housing Approval Program (CHAP). CHAP was created to help make home buying around the country come true for families who may have challenged credit or very little money saved towards buying a home.  We work directly with the builders and lenders to guarantee approval on a brand new home; built from the ground up, in all of Houston and surrounding cities. We are adding home builders every month to our network which allows us to offer many different floor plans and customized homes just for you. The CHAP program is not a government funded program. There are no income restrictions to qualify or disqualify you. This program is good for first time home buyers as well as 2nd and 3rd timers. Another powerful benefit of the CHAP program is over 90% of our home buyers pay $0 down at closing! This benefit alone makes CHAP the ultimate home buying program. CHAP also helps with  student loan defaults.* Guaranteed Approval* Special Program Assistance

Our specialities


Locally owned and operated, TM Housing Properties is committed to building  homes of the highest quality in a way that is responsible not only to  our customers, but also to our environment. As an affiliate homebuilder, we are dedicated to providing our customers with integrity in the  construction of our homes and throughout the home buying process. Why rent when you can own? Stop paying thousands of dollars per month to rent a home or apartment. We can get ANY ONE approved for home ownership if you are willing to educate yourself through our various programs and follow our customized home buying plan we will create just for you. We promise to get you in a new home with very little to no money down. You may be thinking, "If only my credit was better."  Our motto is "don't worry about your credit- just come and get it!"
  Not ready to buy just yet?  We have hundreds of rental properties in our network that we can show you, until you are ready to buy. With the help of our professional customer service team and friendly realtors, we can help you move into your next home sooner than you may think.


Sign up to hear from us about specials, sales, and events.

Contact Us

Drop us a line!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Better yet, see us in person!

By Appointment Only

TM Housing

4265 San Felipe Rd, Houston, Texas 77027, United States



Monday-Thursday 9AM-5PM

Friday 9AM-1PM